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Cover types · 5 min read

Third-party vs comprehensive truck insurance

Understand the key differences and the questions to ask before choosing cover.

Third-party liability

Third-party cover is the legal minimum for vehicles on Indian roads. It covers your liability to others, not damage to your own vehicle.

Comprehensive (package) cover

A package policy adds own-damage protection on top of third-party liability, subject to the policy's terms and exclusions.

Questions to ask

  • What is excluded?
  • What is the deductible?
  • Which add-ons are available for my vehicle class?
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